Foreclosure · Cash offers · Surplus recovery

You still have options.

Before the auction, we buy your house in cash. After the auction, we recover the money the county may be holding in your name. Two doors. Both of them end with you getting paid.

Before the sale

We buy the house, as-is, cash. You choose the closing date.

Auction date

After the sale

We recover your surplus funds. You pay nothing unless we win.

My house hasn't sold yet My house already sold

Not sure which applies to you? Call [PLACEHOLDER phone]. We'll tell you in five minutes, free.

No cost to start: Getting an offer or having us check for funds costs you nothing.
Nationwide: We work in all 50 states.
Straight answers: We tell you what we find, even when the answer is no.
One phone call: A real person, usually within one business day.

What we actually do

Two businesses, one problem.

Most people in foreclosure are told the same thing by everyone who calls them: sell now, cheap. That only helps if the sale hasn't happened.

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Fairline Cash Offers

We buy the house directly. No agent, no commission, no repairs, no cleaning it out. You pick the closing date. If there is equity, you keep it. If there is a foreclosure date on the calendar, we work backwards from it.

Best if: the sale date hasn't passed, or you own a property you need out of.

See how a cash offer works

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Fairline Surplus Recovery

When a house sells at auction for more than what was owed, the extra money belongs to the former owner. Counties hold it. Most owners are never told. We find it, prove your claim, and file it. You pay nothing unless the money lands.

Best if: your property already sold at a foreclosure or tax sale.

See if there's money in your name

Straight talk

We tell you the things other buyers leave out.

No pressure

We do not use countdown timers, “today only” pricing, or repeat calls after you say no. One no is a no.

No cost to start

Getting an offer or having us check for funds costs you nothing. If we recover money for you, our fee comes out of the recovery and never exceeds what your state's law allows. We tell you the exact dollar figure before you decide anything.

The process

How it works

Step 01

Tell us the address

One form, about two minutes. No credit check. No showings. No pressure.

Step 02

We do the research

For a cash offer: comps, condition, title, payoff. For surplus: the sale record, the payoff, the surplus amount, and who has the legal right to claim it. Usually 24 to 48 hours.

Step 03

You decide

We put the number in writing and explain how we got there. Take it, think about it, or walk away. There is no fee for a conversation and no obligation either way.

The first call

What happens after you call.

Most people call us knowing almost nothing about their own situation, because nobody has explained it to them. Here is what we do on that first call.

Where you stand

Whether there is still time before a sale date. Whether there is equity. Whether the county is holding money in your name. We look it up while you are on the phone.

Your options

Including the ones that do not involve us. Reinstating the loan. A HUD counselor, which is free. Listing with an agent. Filing a claim yourself. If one of those is better for you than we are, we will say so.

What we can do

A number, a timeline, and what has to happen in between.

Then you decide

On your own time. We do not call people who have said no.

FAQ

Questions

Start with a conversation.

Five minutes on the phone will tell you which of the two options actually applies to you. There is no charge and no obligation.

Get a cash offer Check for surplus funds [PLACEHOLDER phone]